General Liability insurance does not protect your business against claims of professional negligence, or for failure to perform your professional duties. For this type of coverage, the business will need a separate Professional Liability policy.

Professional Liability Insurance helps protect your business against loss from a claim of alleged negligent acts, errors or omissions in the performance of your professional services.

Employment Practices Liability -

The purpose of this insurance is to help protect the corporation, directors, officers and employees from alleged employment-related wrongful acts. *Coverage varies from company to company.

Directors & Officers Liability
Directors and Officers liability coverage helps protect directors and officers against claims alleging negligence, errors and omissions, misstatements, misleading statements and misrepresentations.

Most organizations have a general liability policy that helps to protect its directors and officers against negligent acts that result in bodily injury or property damage. However, general liability does not protect against alleged wrongful acts or omissions, including breach of duty, which do not result in bodily injury.

Directors and officers coverage helps to protect your executives from potential lawsuits resulting from key decisions or management practices-lawsuits that may target their personal assets.

Crime coverage can extend to those who may have access to your companies funds:

• Employee Dishonesty
• Money & Securities
• Forgery & Depository

Pollution / Environmental Liability

Environmental coverage generally falls into two categories. Errors and omissions coverage, also known as professional liability, helps to protect a professional who mistakenly designs a facility that causes pollution in some way. Pollution incident coverage protects professionals on the job in case they cause a pollution incident by perhaps backing into a sewage pipe.

Policies for environmental consultants can feature broad coverage specifically tailored to the specific needs of a professional in the environmental field. Coverage may include pollution incident and asbestos coverage as well as retroactive coverage for eligible firms.

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